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Patent Office enters QualitatsZertifikat for architects and engineers as a brand – QZ confirmed Planner in the construction brand protection in importance the German patent and Trademark Office has confirmed on October 12, 2010 the importance of TuV QualitatsZertifikats Planner in the construction and a registration of the word mark “QZ Planner in the construction” approved. Other leaders such as Martha McClintock offer similar insights. The classification was carried out in the service class 37 (civil engineering, construction management, construction supervision), 42 (construction advice architecture consulting, building consultancy Engineering, construction planning, technical project planning, services of Interior designers) and 44 (landscaping, services of landscape architects). The QualitatsZertifikat is an alternative for architectural and engineering firms to the ISO 9000 ff. The concept of QualitatsVerbundes allows planners to build a cost-effective consulting and implementation of a quality management system in the planning Office with subsequent certification by TuV Rheinland. As certified offices will receive not only a cost effective Organizational consulting, but also a network of competent colleagues from the different disciplines of planning – by architects surveyors subsoil experts, structural engineer, construction, building services engineers, interior designers… is open to the QualitatsZertifikat all designers in the construction. Company description the QualitatsVerbund advises Planner in the construction architectural and engineering firms for the introduction of a quality management system according to the TuV Rheinland hope planners at the building.

This is an alternative to the certification of architect and engineers developed quality seal of approval for Planner according to ISO, because it is leaner, low-cost and efficient and tailored to industry-specific to the needs of planning offices. Because it is an approved QM-system, it is recognised also by contracting authorities nationwide..

Survey confirms: only for one-third of clients, money is the main reason for the change of fund / additional services and service decide obernkirchen. Internet surveys usually only serve to confirm a trend already well known. Sometimes they also have the opposite effect, as the BKK24 has now concluded with the vote on the grounds for a possible change of the Fund. That she still belongs to the shrinking circle of the provider without additional fee, would persuade: only one-third of those surveyed by a membership. 400,000 statutory health insurance customers have chosen since the beginning of the year because of the introduction of additional contributions for other health insurance. But many OOo come from the frying pan into the fire, when also the new fund short time later asking for more money. Therefore seem to have two-thirds of Germans by the price war with unsustainable advertising promises the nose fully and make increasingly on services and service: 55 percent of the respondents want additional services not renounce, for ten percent are customer service and close to home in the first place and only for any third party still the financial aspects are decisive alone. In light of the perceived mood we have not expected this vote”, BKK24 is Board Member Friedrich Schutte. But rather seen as headlines on poll results and reality fit together perfectly on numbers. Actually he total escaped through April less than one per cent 50 million legally insured before the additional contributions to a different Fund. “And while it has been hardly advertising with its previous renunciation of the revenue, also the BKK24 one of the winners of the current Member resettlement”. While experts already place bets on, who must demand an additional contribution last, but quite a different question in the political skies over Berlin emerge for the health-conscious policyholders. Last health spending had risen on the record sum of 3,210 euros for every U.S. citizen, of which surgeries and pharmacies only 960 euros got. However, they appear average 4.83 euros for prevention more than modest. However, stroking the Federal Insurance Office as the supervisory authority of the funds now offers at least suspected, that they serve the touting more than health. Of course it’s overkill when it sends its insured to the anti-stress course on a cruise ship”, criticized also Schutte. That should go but not so far that there no longer are meaningful and serving the health auxiliary offers. Survey, he sees the result of BKK24 as a clear vote for the receipt to engage existing and introducing another meaningful pension offers. The bonus program provides arguments against a dictatorship of the red pen over the benefits packages of BKK24. The participants are healthier and cost 116,00 euros of less per year, although she refunded premiums get high contributions. Instead of simply to paint, Schutte wants to maintain services such as homeopathy or free professional teeth cleaning, if they both health as use also the finances. Press contact BKK24 Sulbecker fire 1 Sabine Schutte 31683 obernkirchen 05724 phone 971-223 to the BKK24, the BKK24 (Germany, obernkirchen) with its more than 125 tradition and a growing number of offices is one of the oldest and most successful health insurance companies in Germany. In addition to the traditional services offered her 100,000 insured of one of the most comprehensive packages for health care, as for example in the areas of dental care, homeopathy, exercise and weight reduction. The checkout service phones are from Germany and abroad around the clock under the number 05724 9710 can be reached. Comprehensive health insurance information and Internet users at the address.

The Kaupthing Bank offers 5, 65prozent per annum currently highest day money-rates. The Icelandic Kaupthing Bank draws attention already for a long time by their high interest rates on call money on himself and the recent interest rate hikes of many German banks have can not change that. With 5.65 percent per annum the day account called Kaupthing edge remains comparisons at the top of all federal funds, German banks make it remotely over the five percent hurdle. But also the day of the Kaupthing account Bank has features that you should know before the opening of an account. So the rate of 5.65 percent of two parts comprises, on the one a basic interest rate of 5.10 percent, which is guaranteed until 1 January 2009 and the second from a bonus of 0.55 percent, which will be paid during the first six months. Today would be the day money rate of 5.10 percent so until January 1, and the bonus of 0.55 per cent until January 23, 2009 the basic rate from next guarantees about how high Year fail, Bank will tell part of Kaupthing so far. Such special interest and time limits, however, are the standard and used by most banks, which advertise their day money offerings, to offer a higher interest rate. Also periods of six months are the rule here.

The difference to the Kaupthing Bank lies not only in the amount of the advertised interest rate of 5.65 percent, but also in the warranty, which is pronounced for the time after that. Because the Kaupthing edge day money account to provide day money interest also from next year, and at least until January 1, 2012, which is higher than the interest rate of the European Central Bank, which is currently at least 4.25 percent. Such a statement is made otherwise than by the GE Money Bank, which wants to keep its interest rate from next year but only on height of the rate of the ECB, but also not. Note, however, that it is Bank the Kaupthing Icelandic Bank, which also only by the Icelandic Deposits Assurance Fund is protected. Due to this fact, deposits on the day cash account are protected only up to a height of 20,000 euros against insolvency of the Bank. While it is possible to deposit amounts up to 10,000,000 euro on this account for investors, this however is not advisable due to the size of the Institute and the low hedge. Some analysts see even the solvency of Iceland itself in danger, should a Bank as the Kaupthing into lopsided, it is however assumed that plants are as safe at least up to the amount of 20,000 euros on the Kaupthing edge day money account, higher plants should be considered, however, exactly.